By Rob Sutter
It may be seen as too easy to dismiss debt agencies as unfavorable due to many news stories floating around but what about actually recognizing good companies for the work they produce? These agencies, working off of commission, undoubtedly put forth a greater effort with every case that approaches them. Success doesn't come easily, though, and the rules make certain that these companies adhere to guidelines. A collection agency Virginia, for instance, would see the results well.
Debt agencies must adhere to certain rules and a collection agency Virginia is no exception, such as with the idea of personal space. In one scenario, my uncle was once in talks with a collector and it wasn't until he stared up at the clock that he realized how late it had become: twelve in the morning. This is unacceptable, to say the least, since law would dictate that only between 8 AM to 9 PM can a collector contact a debtor by phone. Companies that are morally good like R.R.S. will adhere to such rules but not every company is like that.
Inappropriate forms of communication are also listed under the Fair Debt Collection Practices Act as those which an agency is forbidden to commit. Sending a debtor a message through postcard is one such example. However, things can become tenser as certain collectors can make accusations. What's also against the FDCPA is a collector claiming that they can arrest someone, since they lack the authority to do so.
False representation is another act forbidden by the FDCPA and this can come in a variety of forms. The status and amount that the debt calls for has to be legitimate and any alteration can deem a collector a felon. Honest collectors wouldn't think of heading down this route and would rather not resort to threats. While there are quite a good number of honest collectors, though, the immoral ones will be those that will bend any rule for the sake of their own benefit.
It's easy for one to see that collectors have to follow rules and perhaps doing such a thing can prove difficult. I am not a collector myself, only a writer about the business, so I can't speak for those who have been at work for years. What I can say, though, is that any organization that disregards the rules cannot be trusted and the good ones should be noticed several times over. I can only hope that the aforementioned rules will become that much stronger from this point onward.
Debt agencies must adhere to certain rules and a collection agency Virginia is no exception, such as with the idea of personal space. In one scenario, my uncle was once in talks with a collector and it wasn't until he stared up at the clock that he realized how late it had become: twelve in the morning. This is unacceptable, to say the least, since law would dictate that only between 8 AM to 9 PM can a collector contact a debtor by phone. Companies that are morally good like R.R.S. will adhere to such rules but not every company is like that.
Inappropriate forms of communication are also listed under the Fair Debt Collection Practices Act as those which an agency is forbidden to commit. Sending a debtor a message through postcard is one such example. However, things can become tenser as certain collectors can make accusations. What's also against the FDCPA is a collector claiming that they can arrest someone, since they lack the authority to do so.
False representation is another act forbidden by the FDCPA and this can come in a variety of forms. The status and amount that the debt calls for has to be legitimate and any alteration can deem a collector a felon. Honest collectors wouldn't think of heading down this route and would rather not resort to threats. While there are quite a good number of honest collectors, though, the immoral ones will be those that will bend any rule for the sake of their own benefit.
It's easy for one to see that collectors have to follow rules and perhaps doing such a thing can prove difficult. I am not a collector myself, only a writer about the business, so I can't speak for those who have been at work for years. What I can say, though, is that any organization that disregards the rules cannot be trusted and the good ones should be noticed several times over. I can only hope that the aforementioned rules will become that much stronger from this point onward.
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RRS collection agency can help you collect your debts. If you're looking for debt collector services, call Rapid today!
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